Monday, November 30, 2009

Pharma/Biotech Jobs

These jobs can range from as general as a drug dispenser to a rare research chemist. Unlike other fields this one needs minimally educated ones because even dispensing the drugs requires some sort of knowledge or familiarity with trade names of the medication/drugs.


Pharmaceutical (Drug) industry has been, is and will be the most revenue fetching for any country. As far as India is concerned pharmaceutical industry accounts to an annual revenue of USD4.5 billion and it is growing at a faster pacer every year. Financial analysts estimate this growth at a rate of 8 to 9 percent annually. Pharmaceutical industry includes a wide range of goods or products. Any thing (product of medicinal field) that involves science & technology associated with it is comes under pharmaceutical industries’ offspring.


Biotechnology is a field which has recently emerged in our country though its existence is of around thirty complete years. This field (of biotechnology) was explored in early 1980s. Since then it has emerged as a key subdivision (sub field) or a key element in rapidly growing pharmaceutical industry. Biotechnology products account to a mere amount of USD1.8 billion and its growing at a faster than that of pharmaceutical industry as a whole.


There are, as usual in any industry, hell lot of jobs in this sector. These industries mainly employ or hire graduates and post graduates who are well versed in the field of medicinal sciences. There are frontend jobs like marketing, sales, and purchasing et al. and also backend jobs like accounting, auditing, tax et al. There are many drug industries which offer jobs in this field namely GlaxoSmithKline plc, Ranbaxy Laboratories., Lupin Laboratories, Novartis, Cipla, Reddy’s laboratories, Nicholas Piramal et al.


The intellectual property associated with these companies, like the ones in software companies, is the patents associated with the technology involved in their drugs. Their asset, other than the capital, is their patent technology. Before the drug gets clicked in the society and widely used by the public, the formula (chemical combination) used in the drugs has to be patented with regulatory body that deals with the patents. These are all the legal issues associated with the drug industries and that’s the job top management or higher officials in the organization to look into those aspects.


First job seeker has to be distinct about what he wants to do in the industry, whether he likes to be on the research (technical) side or on the management side which handles these legal issues et al. Both the ways the opportunities are adequate enough in Pharmaceutical Jobs.

Thursday, November 26, 2009

Fiat Grande Punto



Fiat Grande Punto was unveiled at the Frankfurt Motor Show on May 5, 2005. The car, designed by Giugiaro, is based on Fiat SCCS platform. The car is the third four-wheeler to share the name Punto, though its most of components are new. It also has entirely new chassis and body shell.

Grande Punto is available in Euro IV compliant engines. Fiat launched new 1.4 16V T-Jet turbocharged petrol engine in 2007. The company also introduced 155 PS (114 kW) Abarth version of Grande Punto at Frankfurt Auto Expo in 2007.

Grande Punto is sold in many countries of the world. Fiat launched Grande Punto in Australia in 2006, which was the first Fiat car to be sold in the country since 1989. With its 1.3 90 PS diesel engine, the car was recognized as the most economical car in the market.

Fiat launched Punto in Mexico in November 2006. The car was placed above Palio in the market. The car was initially launched with 1.4 16V StarJet 95 PS engine but later 1.4 16V T-Jet 120 PS variant was also offered in the market. Grande Punto is also available in South American country Chile in both petrol and diesel versions. The car was launched in Brazil in August 2007. The car made its debut in South Africa in 2006.

Fiat unveiled Grande Punto, along with Linea, in India at the Auto Expo in New Delhi in January 2008. Grande Punto was launched for Indian car buyers in June 2009. The car is now available in both petrol and diesel versions.  The car was manufactured at Fiat's plant at Ranjangaon in Maharashtra. The Fiat plant can produce two lakh cars and three lakh engines per annum. Initially the car was available in 4 versions each in both petrol and diesel modes. Fiat priced petrol versions at Rs 3.99-5.61 lakh, while diesel versions were available at Rs 4.85-6.11 lakh.

Fiat believed that the small-car segment in India was not properly explored by the company and that the Indian consumers were looking for more foreign car brands.

As of now, Fiat Grande Punto is available for buyers through over 100 Tata-Fiat dealer network spread all over the country.

Wednesday, November 25, 2009

Social Networking Development can Enhance your Business




We have all heard about social networking websites but there are only a few who really knows what it means.  Social networking can be defined as a grouping by some individuals together into specific groups just like a small community or a neighborhood, or a group of college friends, office colleagues sharing the same views and ideas in general. Social networking has now become very popular online. This is because the internet is filled by millions and millions of persons who are looking to meet other internet users with similar interests and develop friendship.
There are many popular social networking websites such as the Facebook, Google Groups, Yahoo Groups, Twitter etc, which has millions of users spread all over the world.  Today social networking websites have so popular not only for developing friendships, but also as a wonderful tool for business, advertisement and generating income. As a result of this many persons are creating their own social networking websites and putting them up on the internet. However for a successful site that will draw the attention of the users you have to develop it and make it a centre of attraction.
If you are the owner of a social networking website you can develop it further by bringing interactivity to it with single sign on, user profiles, comments, ratings and recommendations. You can also add the ability to allow your visitors to register and sign in to all your websites with a single username and password. You can use those tools/software and solutions that lets you to use widgets and web-services and hence can work with your existing website or content management system with almost no changes being required. Through these tools and software the user profiles can be configured to capture the information that is important and relevant for your website. You can also add the article tool bar widget which will work seamlessly with your existing content management system and also allow the visitors to add comments, rate content and even recommend articles to others. There are some additional widgets that will allow you to display most commented articles, top rated articles etc across your website.
You can offer real time chat for your website.  Through the website chat you can allow your writers, editors, columnists or celebrities to choose to be online and interact with your website visitors via a web based chat system. Registered websites users should be able to see an online icon next to the name of a writer and click on it to chat with them. Your website should also have a group chat solution that can be embedded in any web page or article to spur a spontaneous conversation amongst your registered website visitors.
The other areas which you may add for social networking development of your website are:
Breaking news and headlines which will enable your visitors to seek and know crucial information.
·        Coverage of sporting events and scores in live.
·        Stock Market Analysis.
·        Coverage of ongoing events of interest like Presidential speeches, Beauty Contests, World Summits or Budget presentations.
Blogs

Monday, November 23, 2009

Life Insurance


It’s a liability (of money) the insurer has towards the insured or policy holder till the end of the legal contract (between the insurer and the insured) period. The insured pays a certain fixed amount (premium) of money in intervals (according to their initial agreement) to the insurer in order to curb the prospective risk of either loosing his life, terminal illness or any physically catastrophic occurrences. It’s a legal contract between the two afore mentioned parties abiding which the policy holder keeps paying the money till end of the contract period. After the termination of the contract period, the policy holder can willingly extend the tenure of the contract to gain a personal benefit during the times of mental or physical damage to his body.

In India, there wholly are 22 registered life insurance players as per Insurance Regulatory and Development Authority (IRDA), the governing body of insurance in India. Life Insurance in India was nationalized by incorporating Life Insurance Corporation of India (LIC) in 1956. The only life insurer in public sector is Life Insurance Corporation of India (LIC) and there are 21 private insurance players as of today.

Insurance Regulating Body, IRDA, was formed in 2000 and only then it started issuing licenses to private life insurers before that the only life insurance company existed was LIC of India. All life insurance companies or for that matter all insurance companies in India should strictly abide by the rules and regulations of IRDA. Hence there is no risk in going for private insurance players. Insurance industry in India is said to be one of the most rapidly growing one and may be this is the reason why we see many joint ventures and alliances between different domestic and foreign companies. A few that come under such joint venture or alliance are: IDBI Fortis which is a joint venture between India’s IDBI bank, Federal bank and Europe’s Fortis; Bajaj Allianz, HDFC Standard life insurance and many others.

Foreign Direct Investment (FDI) policy is a key issue to be discussed about in the Indian insurance sector. The government has recently approved the bill which suggested the hike, in ceiling of foreign investments in an Indian insurance company, from 26% to 49%. This decision of government would increase the foreign players in the Indian insurance market.

Monday, November 16, 2009

Benefits of buying a used car


Anyone who wants to buy a car may feel confused whether to buy a used car or go for a new one. There are several benefits and drawbacks of the both.

There are some benefits of buying a new car. You get a car which is expected to give you great performance. There is also a feeling of satisfaction of owning a new vehicle. The drawback of buying a new car is that it is more expensive compared to a used car. The valuation of a car goes down significantly the moment you start using it. After using a car for 2-3 years the car may have low resale value.

Another drawback of a new car is that you need to take care car of the car to maintain its performance. If there is some minor damage or scratch on the car you have to pay more to restore its original look. Otherwise resell value of the car goes down even more. When you do not know how to drive a car then buying a new car is not a great idea. While learning to drive a car you are likely to inflict some minor damage to the car.

There are lots of benefits of buying a used car. To start with, if you are going to buy your first car or you are still learning to drive then buying a used car makes more sense. In that case even if there is some minor damage to the car you will not worry much.

Another benefit of buying a used car is that you need not worry about the value of the car going down much. Even if you sell the car after using it for many years you will not lose much money. If you get tired of the car you can easily sell it and buy another one.

However, before deciding to buy a used car take care about some things. Verify the claims made by the car owner. Take the help of a professional to decide whether the car has all the parts working properly. Lots of times car owners sell their used car by claiming that their car is in perfect condition. Be careful in those situations.